The Closing Process!!
Well there are a lot of behind the scene things that take place in order for you to close on your home and get the keys. As you will see below the steps for closing, we are depending on 3 different entities to work together in order for the home to become yours. While we all become very anxious to get the keys, know that in order for this to happen all of the below steps must be completed.
Lender delivers loan documents to the title company
Title company works up the closing numbers.
Closing settlement statement is sent to the lender for approval.
Once settlement statement is approved, signing is scheduled.
Sign your loan documents.
Title Company delivers signed documents back to the lender.
Lender sends to the funding department.
Funds are delivered to the title company.
Once all funds are received both your funds and the lender funds.
The Title Company prepares the recording package to the county for recording.
County notifies Title Company of recordation.
Not your Realtor can hand over the keys to your new home!
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