Here are the costs that a buyer should expect to pay when purchasing a home!
Lenders title insurance premium.
Escrow fee - this is split with the seller.
Documentation preparation
Notary fees, if applicable
Recording fees
Appraisal fee
Home Inspection (This cost is paid at the time of inspection)
Loan Charges
Interest on new loan from the date of funding to 30 days prior to payment
Termite Inspection (many home inspection companies include this with the inspection)
Homeowners Insurance
Pre-paid items such as; homeowners association fees, taxes and homeowners insurance. Your Realtor should provide you with an estimated cost sheet as well as your lender should provide you with a good faith estimate so that you are well prepared.
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