Changing jobs before or during the loan process can create a real problem in qualifying you for a loan, particular if that job is in a different line of work or at a lower rate of pay.
Do not change Banks or Move Money Around. It’s difficult to verify funds if money is moved, so leave everything as is until your loan is closed.
Do Not Pay Off Bills. Your loan officer will advise you if it is necessary to pay off bills to help you qualify and obtain sufficient proof of payment.
Do not make any Major Purchases. Large purchases have a major impact on qualification. If you add a payment, or increase a payment it will decrease your qualification amount. Stay away from purchases such as cars, boats, RV’s, furniture and such.
To be safe, you should consult your mortgage loan office with any questions.
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